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Investing in Real Estate – A How To

If you are just getting started with real estate investing, there are some important things you should consider before taking the big leap. Buying a property can be a daunting idea when you More »

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Using a Mortgage Broker

Researching the type of loan you need to get to buy an investment property can be a time consuming task, especially when you don’t understand all the features and restrictions contained in More »

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How Much Property Do I Need to Retire With?

If share markets make you nervous with their volatility, then investing in property is a valid alternative for building a retirement income. And let’s face it, money in the bank experiences very little More »

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What is Rental Yield?

Before I start, I should mention my easy Rental Yield Calculator here so you can verify any investment property yield quickly. Whenever you are researching an investment property to buy, it is important More »

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3 Ways to Increase Your Rental Return on a Residential Property

While it would be nice to charge our tenants whatever we like for renting our precious investment property, in reality we can only charge what the market is willing to pay or More »

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Investing in Boom Towns

A boom town is traditionally a low demand area that has been revived by a major industry.  Examples of this are a regional town that has had a new mining operation started More »

Investing in Real Estate – A How To

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If you are just getting started with real estate investing, there are some important things you should consider before taking the big leap.

Buying a property can be a daunting idea when you realise all of the things that need to be done.  Looking, researching, negotiating, losing out to someone else, getting finance organised, getting legal advice, getting inspections done (building, pest, strata etc) and finally, draining your bank account to finalise the purchase!

Here we will discuss a few things to think about to help lessen the burden.

Create the Best Impression with Floor Mats

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Whether you are planning to make your home stand out from the rest in a bid to sell it or you simply want your property to appear to the world in the best possible condition, there are a number of ways to make it more beautiful. And the good news for anyone who is on a bit of a tight budget is that you don’t have to pay a small fortune to make a big difference.

Getting Finance for Your Investment Property

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Unless you already have significant wealth, it is almost certain that you will need to take out a loan/mortgage in order to buy an investment property.  Most people agree that being in too much debt is not a good thing, however if you are borrowing to purchase an appreciating asset (such as a house) then the borrowing can help propel you to increased wealth.

Can I Live in My Investment Property?

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A common question about owning investment property is whether an owner can live in their property or not.  The answer is yes, you can live in any property that you own.  However, it is important to realise that once you move into your property, it becomes your Principle Place of Residence (PPOR).

Property Hotspots in Australia – Video

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Margaret Lomas is one of my favourite property investing commentators.  She has taught me a lot about the drivers of demand with property and how to shoot for positive cash flow real estate.

Property Versus Shares – Which is Better?

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This is not a property investing tip, but it is a topic you will probably have to consider at some stage, if you haven’t already.

For personal investing, the decision as to whether to put your hard earned cash in property or in shares is always hotly debated.

As someone who has put their money in both property and shares, I think the decision as to whether to invest in one or the other (or both) comes down to your level of acceptable risk and the time frame of investment.

5 Reasons to Invest in the Australian Property Market

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If you spend some time looking at the last 30 years of direct property investment, you will see that it has been overall a highly successful activity.

Certainly, for anyone seeking a comfortable retirement lifestyle, it is a sensible decision as excellent returns can be had and within a reasonable duration. Investing in Australian property in particular comes with certain advantages.

Capital Gains Tax in Real Estate Investing

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If you’ve heard of Capital Gains Tax (CGT) but are not entirely sure what it is, I’ll give a quick explanation.

Capital Gains Tax is imposed by governments on individuals who sell an asset (such as a property, shares or business) for a higher price than what they purchased it for.

Energy-Efficient Investments are Hot Property

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If you are just considering investing or are already a seasoned property investor, improving the energy efficiency of your buildings can lead to benefits in the long-term according to the property news experts at Zoopla.

Let’s face it, the world is going green, but can you get a better return on your real estate investment by improving energy efficiency?

Is Property a Good Investment?

Is property, such as land, a good investment?

The question of “is property a good investment” does not have a simple yes or no answer.  A better question to ask might be, is rental property a good investment?

Property is simply an investment vehicle that can give good returns if you do your research.  It can also be a horrible investment if you get it wrong.

For a property to be an investment, it generally means that you will not live in it but will rent it out to other people.  For the sake of this article, we will be referring to residential investment property.

Investing in Houses

Investing in Houses

A standalone house on its own title is often considered a reliable investment, hence the phrase “as safe as houses”.  But buying a house as an investment property does not guarantee you will make a good return.

When looking at buying an investment property, the old adage “Location, location, location” is probably a better indicator to use than the type of property that you end up buying…

How to Find Tenants for your Commerical Property (Part 2)

Finding Tenants for Commercial Property

..Continued from Part 1 (How to Find Commercial Tenants)

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You can place advertisements in various local publications and on boards around town when you are considering how to find tenants.  Of course, using a commercial real estate agent is one way of getting the word out that your property is available for lease.  This is definately wise when you are trying to fill a large or multiple spaces.

How to Find Tenants for your Commercial Property (Part 1)

Finding Tenants for Commercial Property

Do you own office space?

Maybe a retail shop or a warehouse?

When looking at how to find tenants for your commercial investment property you need to think in the long term. Making in-roads with companies that look to have the potential for expansion as well as a long-term goals for the area help ensure the safety of your investment and the security of your overall income.

Investing in Australian Real Estate

Real Estate Investing in Australia

If you live outside of Australia, you may not have heard of the opportunities to invest in residential Australian property.  If you are an Australian, you probably already know that the aussie property market has performed well over any given 10 year period in the past few decades.

To Buy a Home or Rent a Home

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An age old question for real estate investors is: Do I buy my own home to live in, or do I rent a home?

There is no right or wrong answer to this question, it is more a matter of where you are in your life and what your financial goals are.

Depending on where you live and the current state of the property market, renting can be a cheaper short term option.

Renting is very suited to the younger generation as they are just starting out in their careers and haven’t had time to save for house deposit.

What are Vacancy Rates?

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What are vacancy rates and why are they an important indicator in property investing?  The vacancy rate is a measure to show how many rental properties in a given area are without tenants (vacant) over a defined time period.

Buying Investment Property in London

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London is home to a lot of great features and is a great location for buying investment property. As the capital of England, London is the largest metropolitan area in the United Kingdom.

London is divided into five sections; North, East, South, West, and Central.

This is a great advantage for people looking to invest in real estate in London. The famous key to real estate “location, location, location” really applies in London due to the vast amount of options you have to invest.

If you’re considering buying investment property in London, you will almost be like a kid shopping for candy in a candy store!

Investing in Residential Property Versus Commercial Property

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There are substantial differences between investing in residential and commercial property, but it is a good idea to have a mix of both as you grow your property portfolio.  

Residential properties are the ones which are mainly for people to live in and commercial properties are the ones which are intended for businesses to operate from. Though these two are totally different kinds of properties, determining the affordability is important for both of these types.

It is important for you to ask yourself and maybe a financial consultant “I want to buy a new house how much can I afford” in order to decide on your affordability.

Buying Investment Property in Logan City

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Warning: I may be biased towards Logan, as it was where I grew up!

Logan City is located directly in between Brisbane (to the North) and the Gold Coast bordering its southern end.  Whilst Brisbane and the Gold Coast receive most of the attention when it comes to property in Queensland, Logan has sat quietly delivering outstanding capital growth in the past 10 years.

5 Property Investment Mistakes to Avoid

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It can be easy to follow misinformation and rumours when it comes to real estate investing.  You have to find information that suits your needs and sounds intuitively correct to you.  The aim is to avoid mistakes, but sometimes making a mistake is necessary in order to learn the lesson.

Here are some mistakes that I’ve learned from, or seen others make.  Now that you understand them, make sure you don’t make them too!

Renovating for Capital Gain

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Renovating a property is a popular past time, especially for owner occupiers.

It is also popular for investors as making a property more liveable and with extra facilities can add value and command a higher rent.

In this article we will look at renovating for capital gain, but under the assumptions that we have a house that will be rented to tenants for a few years and therefore we will not sell it off after the renovations.